Bay Street Lending

Refer your clients to Bay Street Lending. We find the financing and keep you posted.

When a business you work with needs working capital, equipment, an SBA loan or commercial real estate financing, send them to us. We take the deal to 100+ lenders, build your client’s document checklist, and show you where every referral stands, through funding.

100+
lenders
Every referral
tracked to funding in your portal
A named advisor
for each client you send
A deal, coming together· example
Blue Ridge ExcavatingUsed excavator · dealer
$185,000

Checklist from lender guidelines

  • Credit applicationIn
  • Driver’s licenseIn
  • Vendor quoteIn
  • Bank statements, 4 monthsIn
The lender asked for more
Voided business checkIn
Every step shows in your portal
  1. Submitted
  2. With lenders
  3. Approved
  4. Funded

Funded $185,000 — on your referral report the same day.

Illustrative business and figures. Not an offer.

Two ways to partner

Referral partners

CPAs, bookkeepers, banks, credit unions and advisors

Introduce a client who needs financing. We work with them from there and keep you posted.

Industry-leading referral fees on every client who funds, and more as your volume grows.

Fees are paid under a written partner agreement; your rates are in your partner portal once you’re approved.

Brokers and ISOs

You close your own client

Submit the deal and we place it with our lenders. You see each one through funding.

Industry-leading splits on the deals you close.

Building an integration? See the API docs.

How it works

  1. Apply

    Two minutes. We review every firm and reply by email.

  2. Get your link and portal

    Refer with your personal link, the short “Submit a deal” form in your portal, or an email to partners@baystreetlending.com.

  3. Refer

    We handle the lenders and keep you posted. Your portal shows every referral’s status through funding, including the funded amount.

Who we help

Small and mid-sized businesses that need:

  • Working capitalfor payroll, inventory or growth
  • Equipment financingfor machinery, vehicles and technology
  • SBA loansto buy, expand or refinance a business
  • Commercial real estateto buy or refinance the property a business runs from

Every client you refer works with a named Bay Street advisor, Richie Billi, from the first call to funding.

Apply to partner

Two minutes. We review every firm and reply by email.

What your clients need

Already a partner? Sign in · Privacy · API docs